HP Financial Services Review
HP's direct financing for PC + print hardware with HP Subscription as service-based alternative.
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Overview
What is HP Financial Services?
HP Financial Services is HP's direct financing arm, with the unique characteristic among major OEMs of significant print/imaging financing alongside PC financing. For organizations standardized on HP across both categories, unified financing through one vendor simplifies operations.
Capabilities
Key features, in detail
What you actually get when you turn HP Financial Services on for a distributed team.
PC + print unified
Unique combined PC + print financing among major OEMs.
Direct HP financing
OEM-direct financing terms and relationships.
HP Subscription
Subscription-based alternative bundling hardware + services.
Multiple lease terms
Standard 24-60 month options.
Global HP operations
Financial services across HP's global regions.
Pricing
How HP Financial Services pricing works
HP Financial Services pricing is quote-based across PC, print, and subscription options.
Traditional capital lease.
- Asset ownership
- Standard terms
- PC and/or print
FMV operating lease.
- Lower monthly cost
- Refresh-friendly
- PC + print flexibility
Service-based subscription.
- Hardware + services bundled
- Predictable monthly cost
- Lifecycle management
What you'll actually pay: Print financing is uniquely valuable for HP-print-heavy organizations consolidating with PC financing in one vendor relationship.
The trade-offs
Pros & cons
What we like
- Unified PC + print financing unique among OEMs
- HP Subscription flexibility
- Direct HP OEM relationship
- Strong fit for HP-standardized organizations
What to watch out for
- HP-only scope
- Quote-based pricing
- Less SMB-optimized than subscription alternatives
Ideal Customer Profile
Who is HP Financial Services best for?
The teams that get the most ROI from HP Financial Services tend to share these characteristics.
HP PC + print organizations
Companies on HP EliteBook PCs AND HP printers.
HP-standardized enterprises
Large HP customer organizations.
Unified vendor preference
Organizations preferring consolidated HP vendor relationship.
If not HP Financial Services
Top alternatives to consider
HP Financial Services sits in a competitive category. These are the platforms most often evaluated alongside it.
Common questions
HP Financial Services FAQ
Yes - subscription bundles hardware + HP services in monthly cost. Leasing finances hardware acquisition only; services are separate. Subscription is simpler operationally; leasing produces better total cost optimization.
Limited - primarily HP scope. For cross-OEM financing, third-party leasing companies (CSI, DLL) handle multi-OEM environments.
For HP-heavy organizations, consolidating PC and print under one financial services vendor simplifies vendor management and can produce volume pricing benefits.
HP Subscription is the equivalent - service-based subscription bundling hardware with HP services. Similar conceptually to Dell APEX and Lenovo TruScale.
Bottom line
Our verdict on HP Financial Services
HP financing with PC + print unification
HP Financial Services provides standard OEM-direct financing for HP-standardized organizations, with the differentiating advantage of unified PC + print scope - uniquely available among major OEMs.